... space, hiring staff, and other necessities require substantial financial investment. However, banks are reluctant to provide loans for such projects. This is primarily due to the high risk involved and the absence of a positive credit history for the ... ... the startup founder. The business owner does not risk personal property, funds, or assets. Venture financing does not require collateral. Even if the enterprise fails, the individual does not suffer any loss. All risk lies entirely with the investors. ...

... capital. The Direct Listing Market in Russia: The CarMoney Example In the Russian market, direct listings are much rarer than in the United States, and there are few examples of such placements. However, in 2021, CarMoney, a company specializing in auto collateral loans, successfully completed a direct listing on the Moscow Exchange. It became one of the few Russian companies to adopt this method of market entry. CarMoney executed a direct listing without engaging underwriters and issuing new shares, allowing existing ...

... return in the second quarter. User activity in DeFi is gradually growing: decentralized exchanges, lending protocols, stablecoins, and ETH staking services remain popular. High interest in DeFi translates to increased demand for Ether (ETH is used as collateral and for paying fees), supporting the price. Conversely, risks in this sector also impact ETH's value: protocol hacks, massive loan liquidations, or liquidity outflows can trigger sales of Ethereum in the market. Overall, the dynamics of DeFi in 2025 remain moderately positive—the segment continues to develop and attract institutional attention, which is a favorable factor ...

... understand that venture capital plays a key role in the development of innovation. Banks usually do not lend to startups without collateral and stable profits - such borrowers are too risky for them. Therefore, young technology companies are often left with ... ... agreement, a shareholders' agreement or another agreement registering your share. If you are investing through a convertible loan or SAFE (common instruments), understand their terms. In the case of investing through platforms, read the user agreement ...