... make payments. No or minimal fees: It is expected that the digital ruble will be cheaper than bank transfers. Payments and transfers can be made almost for free. Security and protection against theft: The digital ruble will be secured by government systems, significantly reducing the risk of theft or loss of funds compared to cash or bank transfers. How will the digital ruble impact the Russian economy? Control over cash flows: With the ability to track transactions, the government will be able to monitor cash flows more accurately, increasing the transparency of the economy. Resilience ...

... Demand for Pentair's solutions is growing amid increased attention to environmental standards and the modernization of utility systems, so a stable report is expected. Investors will look at margins and orders, particularly given inflation in raw materials ... ... businesses. SAP's success could boost the positive sentiment in the European technology sector. UniCredit SpA – one of the largest banks in Italy and the eurozone. Today, UniCredit will publish financial results for Q2 and the first half of 2025 (the board ...

... most cases, interest is credited once a month. However, one can occasionally find more favorable conditions, such as daily interest accrual. But this is more of an exception than a rule. Daily accrual facilitates rapid capital growth, leading domestic banks to often avoid such schemes. Even those that operate using this system may seek to make it as beneficial as possible for themselves. To achieve this, financial institutions intentionally lower the deposit interest rate. As a result, monthly capitalization may prove to be significantly more advantageous. To avoid financial ...

... Russia has introduced additional macroprudential limits on the issuance of unsecured loans to alleviate the debt burden on the population and stabilize the market. Such measures aim to reduce the level of over-indebtedness and protect the financial system from potential crises. As a result, banks are compelled to tighten lending conditions, reflecting on the volume and availability of credit cards. Changes in Consumer Behavior The challenging economic situation is prompting many Russians to adopt a more cautious approach to borrowing, which ...

... expectations, companies continue to borrow despite the interest rates. Reserve Requirements for Banks: The Central Bank may require banks to create additional reserves in case borrowers fail to meet their obligations. This provides a form of protection for the banking system in the face of rising credit risks. Monitoring Debt Burden Indicators: The Central Bank monitors the level of debt burden on companies and is ready to act quickly to limit the growth of lending if overheating reaches a critical level. How Can Companies ...