... thoroughly explore the available investment opportunities. In this article, I will outline the key principles for choosing reliable investments for stable income and what to focus on in the context of the Russian market. 1. Clearly Define Your Goals and Investment Horizons Before you begin selecting assets, determine what you aim to achieve. Short-term goals, such as purchasing a car or a home, require more liquid and low-risk assets, like bonds or funds. For long-term objectives—such as generating passive income or securing a pension—stocks or real estate are more suitable. Each asset ...

... During the 2020 pandemic, investors with a diversified portfolio that included technology stocks significantly outperformed the market. How to Build a Portfolio in Times of Uncertainty When constructing a portfolio, investors should consider: Their investment horizon: short-term, medium-term, or long-term investments. Risk tolerance: how willing the investor is to endure temporary losses. Investment goals: capital preservation, generating passive income, or aggressive growth. The Importance of Psychological Resilience ...

... short-term fluctuations are possible – the current pause in growth provides a breather for the market ahead of a potential next impulse. It is important for investors to strike a balance: despite Bitcoin's strong position maintenance, the risk of short-term pullbacks remains. Ethereum: Investment Inflows and Staking Benefits Ethereum (ETH), the second-largest cryptocurrency by market capitalization, is also trading close to recent highs following an impressive rise. Last month, Ether surpassed the $3,500 mark for the first time since ...

... the influence of external shocks. To reduce the risk of force majeure, diversification is usually recommended - distributing investments across different assets, countries and industries. Then an extreme local event will not destroy all capital. In addition,... ... fundamental estimates. In such situations, approaches to analysis in extreme periods are different - more attention is paid to short-term measures of the company's survival and general systemic risk than to the intricacies of long-term growth. An example ...

... working capital. This type of loan is designed to cover current business expenses and maintain working capital. The funds received can be used to purchase raw materials, pay salaries, rent premises and other daily needs. As a rule, these are relatively short-term loans (up to a year), which help to survive cash flow gaps or seasonal declines in revenue. Investment loan for business development. Such a loan is provided for the acquisition of fixed assets and long-term investments: purchase of equipment, transport, real estate, modernization of production, opening of new branches. The term of an investment ...