... Europeans, who have less than two weeks to find a way to pay for gas despite the sanctions. What was the previous setup? According to the decree from 2022, companies from unfriendly countries had to transfer their currency to Gazprombank for gas payments, which then exchanged it for rubles on the Moscow Exchange and sent the rubles to Gazprom. After sanctions against the Moscow Exchange, the currency exchange had to be moved to the interbank market, but the system continued to work. In 2022, European companies didn’t experience much change. Previously, they sent their currency to European subsidiaries of Gazprom, but in 2022, they started sending it to Gazprombank in Russia. European companies didn’t ...

... one of the pilot projects within the "Installments for Business" program. We integrated via API with the bank’s system, and users gained the ability to apply for installment plans through their personal account on the marketplace. It took ... ... The application is approved. Thanks to automated scoring, the approval process takes up to 3 minutes. The client signs the payment document and uses the loaned funds to pay for the order on the marketplace. This offer is available to LLCs and individual ...

... is moving toward greater transparency and legitimacy. Traditional Finance: A Bet on Cryptocurrencies Major fintech companies and banks continue to converge with the cryptocurrency industry, viewing digital assets as a promising direction: Visa: The payment giant is expanding its involvement in the crypto economy. Visa has announced the integration of new stablecoins and blockchain networks into its global settlement system. In particular, the company now supports operations in PayPal USD (PYUSD) and Global Dollar (USDG)—two dollar-pegged stablecoins—as well as added compatibility with the Stellar and Avalanche networks alongside previously integrated Ethereum ...

... partnerships established with leading global brands. Over the past year, the cryptocurrency's price has increased by more than 100%. The company's market capitalization stands at $642 million. Monero A cryptocurrency that positions itself as a high-privacy payment system. With the use of encryption algorithms, Monero provides users with the ability to transact without revealing wallet ownership. Transactions involving cryptocurrency transfers are split into several smaller ones, enhancing anonymity. Currently, ...

... negotiations, Yushkov suggests. Hungary also has the technical capacity to receive gas through the "Turkish Stream" pipeline, unlike Slovakia and Austria. Potential Adjustments European buyers might already be lobbying Gazprom to revise the payment system. Without U.S. exceptions, Russia would need to accommodate such changes to maintain trade. In a worst-case scenario, Gazprom could lose up to 25 billion cubic meters of annual gas deliveries via Ukrainian pipelines and the Turkish Stream. However,...