... investors to be flexible and attentive. The slowdown in GDP growth and high inflation pose challenges that may lead to reduced income in consumer sectors, but they also provide opportunities for those focused on long-term investments in resilient and strategically ... ... risks. As long as the central bank maintains a high key rate, investors in Russian assets should balance the prospects for high interest yields with the risks associated with domestic demand and inflation.

... combined. As a result, the number of retail clients has surpassed 2 million, with the total number of accounts exceeding 3 million. Interestingly, it took nearly 20 years to attract the first million clients since the exchange was launched, while the second ... ... data, and access to knowledgeable brokers. The younger generation is averse to taking risks. For them, stability and a modest income come first. Most clients employ a buy-and-hold strategy for their investments. As a result of the company's annual performance,...

... for private investors. In conditions of instability, many prefer to place funds in banks where they can receive a guaranteed income. This leads to a decrease in activity on the stock market, as investors avoid the risks associated with purchasing shares ... ... and wait for more favorable conditions. This is due to a number of factors: Uncertainty in the market. In the context of high interest rates and general macroeconomic instability, companies prefer to hold off on their plans to go public to avoid finding ...

... momentum. However, risks include potential cooling in the automotive market—signs of declining prices for used cars or rising interest rates (increased auto loan costs) may temper investor enthusiasm even with strong current results. Corporate Reports ... ... trend is maintained: growth in card transaction volume, especially cross-border (international transactions), which boosts fee income. Visa is also actively developing its Value-Added Services segment (analytics, payment security, etc.), which accounted ...

... dependence on external borrowing. Investor Recommendations Portfolio Diversification Increase the proportion of low-risk assets. Invest in the green economy, technology, and healthcare. Risk Hedging Utilize derivatives to protect against currency and interest rate risks. Long-Term Approach Focus on assets that can provide stable income amidst heightened volatility. The Macro Outlook 2025 report underscores the complexity of the macroeconomic environment in the upcoming year. For investors, the ability to adapt to changes and select assets considering global trends and regional ...