... company that is a market participant and is legally authorized. Investment amount. Investors can start with as little as a few thousand rubles or several hundred thousand, allowing for minimal initial investments. Guarantees. State oversight minimizes the risk of encountering fraud. Tax benefits. Investors not only grow their funds but also have the opportunity to claim tax deductions. Financial gains. The Individual Investment Account allows for decent passive income without requiring substantial effort. Becoming an investor is not limited to professionals; it is also open to beginners. Thus, this method has no restrictions and is ...

... Eurozone countries. MiCA imposes registration and disclosure requirements for crypto service providers, introduces provisions for consumer protection, and anti-money laundering measures. The EU is striving to ensure a balance between innovation and risk management, so that cryptocurrencies are sustainably integrated into the financial system. The first licenses under MiCA are expected by 2024, but it is already clear that the European market is moving toward greater transparency and legitimacy. Traditional Finance: A Bet on Cryptocurrencies Major fintech companies and banks ...

... in profitability to shares in mutual investment funds. The proposed transaction establishes a percentage that determines how profits and losses will be allocated among investors. Hype projects. A distinctive feature of hype projects is the very high risk of losing investments. These are financial pyramids, surviving solely on the funds invested in them. Such projects can offer exceptionally high returns (1-5% per day) but typically exist for only a few days before disappearing. While the risks of high-return investments are significant,...

... 500 million — double the figure from two years ago. The industry, in general, is maturing, although concerns regarding security and volatility still persist. Nevertheless, digital assets are increasingly perceived as an integral part of the modern financial system, and the rising trust from a broader audience supports the long-term potential of the market. Analysts’ Forecasts and Risks Sentiment in the cryptocurrency market remains predominantly optimistic, but experts urge investors to take a measured approach. Bold price forecasts are being voiced: some analysts expect Bitcoin to rise to $180,000–200,000, and Ethereum to $5,...

... should consider their specific goals. To overcome financial struggles and achieve certain objectives, all issues should be addressed comprehensively rather than in isolation. A well-developed strategy allows one to move away from problems while achieving financial goals. When investing, it is advisable to choose areas where one has adequate experience and knowledge. This helps to accurately assess potential risks and identify genuinely promising projects. One can start investing with small amounts, gradually increasing the investment over time. This way, even in the event of financial loss, the impact on the family budget would be minimal. This could involve ...