... exemption from PIT if the account is maintained for at least 3 years. For short-term investments (less than 3 years), benefits are generally unavailable, making the IIS not significantly advantageous compared to a regular account. Foreign Instruments Diversification is possible through foreign assets: foreign ETFs, bonds, stocks. They provide access to global markets and other currencies. However, such investments carry currency risk (fluctuations in the ruble exchange rate) and may be subject to ...

... dynamics. Investor Demand and Market Sentiment Sentiment in the cryptocurrency market ahead of May 2025 can be characterized as predominantly optimistic. Large institutional investors continue to show interest in Bitcoin, viewing it as a means of portfolio diversification and capital protection. Some funds and companies have increased their Bitcoin holdings, considering the price drop in the first quarter as an opportunity to acquire the asset. Rising prices are also attracting retail investors: the approach ...

... the gradual maturation of the market. At the same time, maintaining a balanced approach—without excessive euphoria and sweeping bans—will help keep risks in check. However, even in these new conditions, investors should proceed with caution and diversification. Nonetheless, U.S. policy provides grounds for cautious optimism: digital assets may organically integrate into the global financial system, opening new horizons for growth.

... and seize new opportunities. Thus, Monday will set the starting point for the entire week: if the news aligns with forecasts, relative stability may persist in the markets, while unexpected factors could trigger capital reallocation between assets. Diversification and a measured approach to risks remain a reliable strategy for investors striving to preserve and enhance their capital.

... new unicorns and the revival of IPO activity create conditions for further growth. At the same time, risk factors remain: possible overheating of certain segments (primarily AI) and the uncertainty of the global economy require a balanced approach. Diversification of investments by industry and expansion of the range of capital sources help to reduce these risks. As a result, cautious optimism prevails in the market: industry participants expect the rise to continue, but are closely monitoring the ...