... may arise at this new technological frontier. The internet industry is experiencing a moment of fundamental changes that present both new opportunities and threats for established players. For investors, this necessitates a clear-eyed assessment of developments and adjustments in portfolio formation approaches. Below are some key points summarizing the impact of AI technologies on the market: Leaders Benefit from Innovation. Companies that manage to lead the AI trend gain competitive advantages and new sources of growth. Technological innovation helps them strengthen their leadership and increase their market share, thereby supporting ...

... short term, high interest rates make mortgages costly, but the expectation of future rate cuts, combined with income growth, sets the stage for an upswing in the housing market. In the medium term, demand for housing is expected to increase, and the market for new developments should revive as household purchasing power rises. Investment in property – whether buying an apartment to rent out or acquiring commercial property – can yield solid returns as consumers become wealthier. Beyond the traditional areas,...

... risks do not lie in fluctuations of the token's price itself, but in possible extraordinary situations—such as technological or regulatory issues that could temporarily disrupt the exchange mechanism of 1 USDC = $1. However, the likelihood of such developments in May 2025 is assessed as low. The fundamental factors supporting the stability of USDC remain strong: reserve assets are reliable and liquid, global regulatory bodies are beginning to recognize the legitimacy of stablecoins, and the market shows a high demand for digital dollars for payments and trading. Moreover, Circle holds 100% of its reserves in high-quality liquid assets and undergoes regular audits, meaning even in times of stress, the company has the resources to withstand ...

... Economic Development and the Central Bank to analyze and optimize investment programs of natural monopolies is an important step towards increasing the efficiency of using public and private funds in infrastructure projects. This will ensure sustainable development of the Russian economy and improve the quality of life of citizens. Commentary from Sergey Tereshkin, founder of the commodity and raw materials marketplace OPEN OIL MARKET The initiative to optimize investment programs of natural monopolies is a timely and necessary measure. Efficient use of resources in strategically important sectors such as energy and transport directly affects the country's economic stability ...

... and services compel Russians to plan for larger expenses on housing. Weakening of the ruble and increases in the Central Bank's key interest rate raise loan costs, although preferential programs mitigate this effect. The Role of Government Programs in Market Development Government preferential mortgage programs stimulate demand for country housing: Rural mortgage: Supports the development of rural areas and sustains demand for housing and infrastructure in regions. Family mortgage: Makes housing more accessible ...