... slightly risky buffer). This portfolio would yield a total return of about 15–18% per year (nominally), with very high capital protection through bonds/deposits. Taxes: coupon and interest are subject to PIT of 13%, dividends—13%, but part of the income ... ... sharp fluctuations, and cash holdings of gold/currencies reduce the risk of ruble depreciation. Individual Example: suppose an investor selects the "average" option. Then, from a 1 million investment, he might allocate 250,000 ₽ to deposits ...

... corporations, which are less susceptible to external influences. Currency. Many prefer to hold funds in foreign currency. This helps protect against inflation and financial loss. Experts recommend investing in US dollars or euros, as these two currencies are ... ... essential to weigh and evaluate all aspects to avoid disappointments. Avoid relying on the advice of friends and acquaintances. An investor is risking their own money and should base decisions solely on personal experience and knowledge. It is better to study ...

... capital. Placing money in a deposit account is an investment tool that has remained relevant over time. Both inexperienced investors and professionals seeking to diversify risks and preserve their assets utilize this method. It is one of the safest ... ... Rate Formation A bank deposit is difficult to view as an investment aimed at capital growth. Rather, it serves as a means to protect savings from inflationary processes. It is unlikely that one can amass a fortune this way, especially when placing deposits ...

... eligible for preferential credit terms, with the government covering a significant portion of the costs. Defining objectives. Investors should consider the desired profit margin and timeframe for returns. Rapid turnover is possible only through purchasing ... ... various diseases and mortality. Vaccination and preventive measures can reduce the likelihood of losses, but expecting 100% protection is unrealistic. Those who are not inclined to start from scratch can invest in an already established farm. This can ...

... profitability. The searching process can take weeks, but the effort may be worth it. Fraud. The internet is rife with Hyips that promise substantial profits but often cease payments only a few months after investment, resulting in significant losses for investors. Lack of protection. When investing in a financial pyramid, defending one's interests in court can be quite difficult. Most often, investors do not even know who is truly behind the project. Organizers frequently have Hyips registered in the names of third parties ...