... reserve, ensuring stability in their operations amid any macroeconomic changes. Why is the Central Bank Introducing the Countercyclical Capital Buffer? Rising Credit Risk. In recent years, Russian banks have demonstrated high activity in the lending sector, which has increased the risks of overheating. Elevated levels of credit issuance can lead to the emergence of problem loans, especially if economic conditions change. Need for Capital Accumulation. The introduction of the countercyclical buffer ...

... rapid adoption, which is gradually permeating not only the internet but also real-world businesses. This trend is expected to continue for a long time. The expert believes that in just a few years, blockchain will be applied across various business sectors and will soon be integrated into everything. PHP Developers Despite PHP being far from a new programming language, it has remained one of the most relevant for a prolonged period. The demand for specialists in this area continues to thrive. The ...

... coupon income from bonds is exempt from personal income tax. Thus, investors do not incur additional expenses. Promising Directions Nevertheless, stocks of large companies remain attractive in the eyes of investors, particularly in the energy and fuel sectors. According to Tereshkin S.I., given the current market conditions, the following companies can be considered the most promising for investment and capital growth: RusHydro. This energy company is showing stable growth. The organization has revised ...

... initiative, starting in March, affluent non-residents will be able to obtain an American "golden" residency by investing at least $5 million in the country's economy. This measure aims to attract additional capital and stimulate investments in key sectors. Notably, former U.S. President Donald Trump suggested that prominent Russian entrepreneurs might participate in this program, potentially opening new avenues for investors from Russia despite the challenging geopolitical conditions. How Does ...

... diversifying a portfolio with a long-term growth perspective. 2. Include Stocks from Different Industries Stocks are one of the most popular assets for diversification. Investors often allocate their investments among stocks of companies from various sectors, such as energy, finance, technology, and consumer goods. For example, you may include shares of major Russian companies like Sberbank or Lukoil in your portfolio, as well as add foreign companies to increase stability. 3. Add Bonds to Reduce ...