... prudent allocation of funds over a mid-term period (1–3 years) helps preserve and increase capital. This article examines legal investment instruments in the ruble zone and abroad available to Russian investors with holding periods of up to three years. ... ... real income for deposit holders has decreased by almost 18%. Taxation. Starting in 2024, interest on deposits is subject to personal income tax (PIT) of 13% above a tax-exempt threshold. This threshold equals 1 million ₽ multiplied by the maximum key ...

... trade Creation of an e-commerce platform, including an application and a website for ordering groceries with home delivery. Investments in marketplaces and own online stores to compete with giants such as Wildberries and Ozon. Improvement of logistics ... ... cash registers and self-service systems. Use of Big Data to analyze customer preferences. Implementation of loyalty programs, personalized discounts and recommendations The Impact of Lenta on the Russian Economy: A Detailed Analysis 1. Job Creation Lenta ...

... during the construction phase or nearing completion consistently rise, especially in resort towns. How to Avoid Mistakes When Investing in Foreign Real Estate Before purchasing property in a particular country, several steps should be undertaken to avoid ... ... it might be far more advantageous to rent a property occasionally for leisure. Infrastructure. When purchasing property for personal use, it's important to verify the proximity of shops, pharmacies, hospitals, educational institutions, parking, etc. ...

... the Central Bank tries to stabilize prices, maintain a stable level of inflation and simultaneously stimulate economic growth. Personal view on the role of the key rate As the founder of Open Oil Market, I understand that fluctuations in the key rate can ... ... business development. For example, when the rate increases, financing costs increase, which can reduce the volume of purchases and investment in expansion. For companies like ours, maintaining a reasonable level of inflation through competent management of ...

... risks. This does not mean that other investors should follow suit. If you have a good grasp of the industry of the company that interests you, understand what it develops and sells, you can adequately evaluate its prospects and, of course, consider investing. 6. A company's competitiveness directly influences its "personal" rating with Buffett. He tends to avoid acquiring assets from highly specialized companies or those producing goods that are indistinguishable from similar products on the market besides their packaging. From his perspective, the broader ...