... investments typically yield around 15-20% annually. For example, deposits and OFZ yield approximately 18-19%. Riskier instruments—corporate bonds, stocks, and funds—may yield 20-30% and higher. Cryptocurrencies can bring hundreds of percent over individual periods, but these are exceptions and usually speculative in nature. Crowdlending offers investors returns of around 15-20% per annum. Risks: Inflation (9-10% in 2024) "eats" into profits. The long-term interest rate affects bond prices (as rates rise, bonds lose value). Corporate bonds and P2P loans carry the risk of non-payment....

... investor confidence in the U.S. dollar as a global reserve currency. Concerns about the U.S.'s ability to manage its debt may drive investors toward alternative assets, potentially weakening the dollar's value and affecting commodity and financial markets worldwide.... ... discussions among economists and policymakers about possible solutions: Increasing Taxes Raising taxes on corporations and high-income individuals could boost revenue and partially offset the deficit. However, higher taxes may reduce business activity and economic ...

... higher interest rates and fewer restrictions. Many people find themselves overwhelmed by the sheer volume of offers available. Individuals often feel lost and unsure of which fund to choose. To minimize the likelihood of making a mistake, it is essential ... ... deposited in state organizations. NSPFs serve as an alternative source of investment that can offer passive income. Potential investors can receive dividends along with their pension based on the amount contributed. Non-state pension funds accumulate investors' ...

... International organizations (IMF, Bank for International Settlements) are issuing recommendations for the oversight of stablecoins to minimize systemic risks. So far, neither the US nor the EU has implemented strict restrictions on the use of USDC by individuals. However, investors should stay alert for updates: any sudden bans on stablecoins (for example, a hypothetical ban on conversions at banks) could negatively impact the market and cause price deviations. As of May 2025, there are no such signals—rather, the news ...

... allows investors to exclude assets from companies whose philosophies and values contradict their own. ESG investing is set to gain momentum as younger investors enter the scene. Experts estimate that, over the next decade, the incomes of Generation Z individuals will quintuple. Moreover, these young investors are significantly more inclined to invest in alignment with their values compared to older generations, partly due to the previous lack of options. Today, tools for assessing companies through an ESG lens have become more sophisticated, facilitating ...