... attention to the optimization of operating expenses is also encouraging - this shows a desire to reduce costs and improve efficiency. Diversification of the loan portfolio and an emphasis on digitalization also look like strategically correct steps. MKB invests in digital solutions, which allows it to retain customers and attract new ones, as well as reduce operating costs. In the current conditions, it can be said that MKB is trying to maintain stability and adapting to new economic challenges. The question is ...

... Additionally, there are no guarantees—you could lose money due to hacks, fraud, or regulatory changes. Liquidity: High (cryptocurrency exchanges operate around the clock). However, spreads and fees can be significant. Taxes: Transactions involving digital currencies are subject to PIT at a rate of 13% (up to 2.4 million rubles in income) and 15% above this limit. Individual Investment Account (IIS) The IIS is not a separate investment instrument but a special brokerage account with tax benefits. Through the IIS, one can purchase bonds, stocks, funds, etc. The main advantage is tax deductions and/or exemption from PIT if ...

... periphery of the technology scene. Gulf states (e.g., UAE, Saudi Arabia, and Qatar) are actively investing in startups and building infrastructure to support technology development — from local accelerators to giant investment funds focused on technology investments. In Southeast and South Asia, there is a surge in entrepreneurial activity: India, Indonesia, Vietnam, and other countries in the region are seeing growth in later rounds and upcoming IPOs, reflecting the dynamics of their rapidly developing digital economies. In just the past few weeks, several Indian startups have closed funding rounds worth tens and hundreds of millions of dollars, and a number of unicorns in the region have announced plans to become public companies. Africa is also witnessing ...

... companies in e-commerce, fintech, and logistics are achieving valuations exceeding $1 billion amid the robust growth of the digital economy and expanding audiences. India and Indonesia are also experiencing a surge in venture activity: in recent weeks,... ... tracking promising teams from Singapore and Dubai to Nairobi and São Paulo. Africa is also witnessing an unprecedented influx of investments, leading to rapid development of local startup ecosystems. From Nigerian fintech projects to Kenyan agrotech startups ...

... technological scene. The countries in the Persian Gulf (e.g., UAE, Saudi Arabia, and Qatar) are actively investing in startups and building their own infrastructure for technology development — from local accelerators to massive hedge funds focused on tech investments. In Southeast and South Asia, there is a surge in entrepreneurial activity: India, Indonesia, Vietnam, and other countries in the region are witnessing growth in late rounds and upcoming IPOs, reflecting the dynamics of their rapidly developing digital economies. Just in recent weeks, several Indian startups closed funding rounds in the tens and hundreds of millions of dollars, and a number of "unicorns" in the region have announced plans to go public. Africa is also seeing an unprecedented ...