... capital supplement to banks from February 1, 2025, to stabilize the financial system and reduce the risks of credit overheating. What opportunities does this open up for investors, and how will the change in banking policy affect the profitability and sustainability of investments? We analyze the key aspects and predict the possible consequences for the market. Countercyclical Capital Buffer: What It Means for Investors? Recent data from Rosstat and the Ministry of Economic Development of Russia indicate a slowdown in inflation within the country. Annual inflation from October 28 to November 5, 2024, has decreased to 8.39% (according to Rosstat), while data from the Ministry of Economic Development for the same period reflects ...

... AI and security sectors. For example, Amazon recently joined the race for AI technologies by acquiring startup Bee , which developed a wearable AI gadget (a smart bracelet that records and transcribes speech). There is also consolidation in fintech: ... ... enthusiasm for AI cools or several mega deals fail to meet expectations, overall sentiment could shift rapidly. For a fully sustainable upturn, it is essential that investments are more broadly distributed across sectors and stages. Fortunately, there ...

... needs, European countries may accelerate investments in renewable energy sources, such as wind, solar, and hydroelectric power. Developing alternative energy sources would reduce dependency on LNG and other fossil fuels, while simultaneously strengthening ... ... environment. As the continent seeks long-term energy independence, these measures will be crucial for building a resilient and sustainable energy future.

... affect companies' capacity for new capital investments. Therefore, macroeconomics is a decisive factor that shapes the primary development vectors in the industry. The current state of market conditions notably influences investors' decisions: volatility ... ... chains. In an uncertain global economy and changing market conditions, long-term investments should focus on projects that ensure sustainable profitability and align with transport strategy and port infrastructure modernization.

... indicates an increase in operational efficiency and the ability to generate profit, which has a positive impact on the bank's sustainability and attractiveness to investors. Return on equity (ROE): 19.3%. Atomic News Meaning and impact: ROE shows how effectively ... ... such as account servicing, payment transactions and others. The significant growth of this indicator indicates the successful development of non-banking services and the diversification of income sources. Operating expenses: the ratio of operating expenses ...