... fears of ruble devaluation, the desire to lock in rates, the availability of government support, and the aim to improve living conditions. Real estate remains not only a means of securing the future but also a reliable way to preserve capital. This sustained dynamic in the mortgage market demonstrates that the demand for housing and the desire to shield savings from inflation significantly outweigh the risks associated with high interest rates.

.... The foreign trade policies of the American leadership are negatively impacting consumer sentiment among citizens. Many are waiting anxiously to see how this trade war will conclude. Experts are convinced that the U.S. president will not be able to sustain a prolonged confrontation with China. Otherwise, the American economy risks entering a recession, which could happen as early as this year or, at the latest, next year. However, current forecasts are positive. Mortgage rates are expected to stimulate ...

... years ago and boasts 5 million clients. Consequently, the capitalization of all major players is significantly decreasing as clients are transitioning en masse to the mobile platform. This raises an inevitable question: how does the mobile application sustain itself? It turns out that the developers generate income from paid services as well as from interest on the residual balances of investors' accounts. The mobile application has a limited functionality; the developers did not include analytical ...

... the most important indicators: Revenue and Net Profit: Increasing figures for revenue and profit indicate the successful development of the company. It is important to analyze the dynamics of these indicators over several years to assess stability and sustainability. Profitability: For example, the Return on Sales (ROS) ratio shows what percentage of profit the company earns from each ruble of revenue. High profitability is indicative of effective management. Debt Load: It is critical to check how ...

... companies with innovative products and services. Risks: Market Volatility: The first months after an IPO may be accompanied by significant fluctuations in stock prices. Lack of Stable Profitability: Some companies at the IPO stage may not yet have achieved sustainable profitability. Geopolitical Instability: Sanctions and restrictions may reduce interest in Russian stocks in international markets. Comment from Open Oil Market Sergey Teryoshkin, founder of Open Oil Market, notes: "The growing popularity ...