... allowing investors to recover their initial outlay. However, no experienced investor would commit funds solely to a single type of stock or bond. Professionals understand that an investment may not yield the expected returns; this could happen even if the funds were invested in one's own business. Yet, even in such scenarios, there is a risk of losing all capital. To minimize the likelihood of losses, experienced investors diversify their risks. They allocate funds across several types of securities. With proper ...

... and sufficient free time needed to monitor even minimal fluctuations. Additionally, one must have intuition and not succumb to temptation. For beginner investors, a diversified risk approach is optimal. Sergey Tereshkin recommends dividing available funds into several parts and investing them in distinct instruments that do not overlap. Assets should be acquired regularly. One can start with a small investment amount and gradually increase their portfolio. Investments should be made with a long-term perspective. Do not expect ...

... seriously. 1. Active Investing is Dead The surge in investments in ETFs over the last decade or two has created the impression that there is no room for active investing. However, this does not mean that you should limit yourself to passive investing or investing in index funds. Stock indices are unlikely to continue rising year after year. When indices become stuck in a trading range, effective stock selection becomes crucial. Investment advisors are forced to lower their fees, so it is understandable that they recommend ...

... use of funds and potential risk factors. Diversify risks. Do not invest too large a share of your portfolio in a single SPO. Diversification is a key principle. If the offering does not meet expectations, the loss will be limited to the proportion of invested funds rather than the entire portfolio. Compare prices. Before purchasing, assess the offer price relative to current stock quotes. If the offering is significantly more expensive than the current price, think twice. Sometimes, it may be more advantageous ...

... Ponzi over a hundred years ago. He collected money from clients and provided a receipt, promising to return their funds after three months, along with a fifty percent profit. One could argue that HYIPs are a form of financial pyramid schemes. These investments do not involve any actual trading of options. Investors earn profits based on the funds contributed by new members of the pyramid, perpetuating the cycle. Earnings continue as long as there is a flow of new clients into the HYIP. However, once this influx of funding ceases, the pyramid collapses, and the organizers vanish without a ...