... utilize bitcoins as a financing tool but in different ways. Riot Platforms recently opened a credit line of $100 million through Coinbase's subsidiary, collateralizing a portion of its bitcoin reserves. The loan has a term of approximately one year and an interest rate starting at 7.75% per annum, with collateral consisting only of a portion of Riot’s treasury BTC. Essentially, Riot monetizes its bitcoin treasury without a direct sale: borrowed funds will be directed toward strategic initiatives and corporate ...

... economic trends and possible risks on the horizon. Reasons for the GDP growth slowdown Tightening of monetary policy (MP) The 21% rate set by the CBR has become a record high in recent years and reflects aggressive measures to curb inflation. With high interest rates, it becomes more expensive for businesses to borrow for expansion, and consumer demand is restrained due to more expensive loans. Such a policy is aimed at stabilizing inflation, but in the short term it creates pressure on economic growth. Impact ...

... influencing market sentiment: global markets remain cautious due to geopolitical uncertainty and expectations for new signals from the U.S. Federal Reserve regarding monetary policy. Nevertheless, the absence of negative surprises (for example, the Fed's interest rate has been kept unchanged) continues to maintain interest in risk assets. Key upcoming events include the publication of fresh inflation data and the annual Fed symposium in Jackson Hole, which could increase volatility. For now, the crypto market ...

... volatility remains moderate. Bitcoin's share now accounts for about 60% of the total capitalization, highlighting its dominance, but altcoins also significantly contribute to the rally. Macro-economic factors bolster the market: expectations of a decline in interest rates in the U.S. as early as September increase the appetite for riskier assets and weaken the dollar, which benefits cryptocurrencies. Regulatory certainty in key markets and inflows of institutional capital further strengthen the sector. In 2025, several ...

... the larger the sums that have passed through the wallet, the higher the "business level." Therefore, it makes sense to issue loans only to wallets with a high level. Significant profit potential. Such loans are issued with considerably high interest rates, often much greater than those offered by traditional banks. The annual percentage rate can range from 30% to 100%, and in some cases, even exceed this. This is due to the quick access to funds. Speed. Thus, the borrower can obtain the necessary ...