... from Sergey Tereshkin for the subscriber-investor: The 9-month reporting of MKB shows that the bank faced certain difficulties, which were reflected in the reduction of net profit to 28 billion rubles. The 29% decrease in profit is mainly due to the growth of reserves for asset impairment and a decrease in income from securities transactions. These indicators indicate the bank's conservative policy in the context of economic uncertainty. Nevertheless, it is worth noting several positive points. The bank demonstrates a 15% increase in net interest income, which indicates competent management of the loan portfolio and effective work with interest rates. The attention ...

... the growing optimism among European investors. Overall, macroeconomic trends suggest cautious optimism: global inflationary pressure is gradually easing, and business sentiment is improving. If these positive trends persist, analysts’ forecasts for economic growth and business profits could improve, leading to stronger confidence in the markets. Ruble Exchange Rate and Currency Market Dynamics At the beginning of August, the domestic currency market in Russia is facing the weakening of one of the factors ...

... $4 trillion)—evidence of renewed mass interest from investors in cryptocurrencies. Local corrections amid previous growth are seen as a healthy phenomenon: such a breather solidifies a solid base before the potential next phase of ascent. External economic conditions positively influence market sentiment. Recently published inflation data in the US indicated moderate price growth (around +0.2% for July), strengthening expectations of an imminent reduction in the Fed's interest rates this fall. The absence of negative surprises and hints at monetary policy easing stimulate interest in risk assets, including cryptocurrencies....

... trend reflects structural changes in the economy, the real estate market, and borrower preferences. Key factors influencing this growth include government mortgage support programs and rising construction and land costs. Main Reasons for the Increase in Loan ... ... rising prices for construction materials escalate home building expenses, which directly affects the amount of loans requested. Economic Instability: Impact of inflation: Rising prices of goods and services compel Russians to plan for larger expenses on ...

... Consequences of High Key Rate The Central Bank's high key rate, set to curb inflation, temporarily boosts the profitability of banking operations. However, this phenomenon may be short-lived, as perennial high rates can negatively affect lending and slow down economic growth in the country. For banks, this means increased credit risks, as high rates may hinder some clients from meeting their debt obligations. The Future of the Banking Sector: Consolidation or New Challenges? Experts suggest that in the coming months,...