... are expected in 2024, but it is already clear that the European market is moving toward greater transparency and legitimacy in the industry. El Salvador : Continuing its crypto course, the authorities of El Salvador have passed a law allowing licensed investment banks (with capital exceeding $50 million) to hold Bitcoin and provide cryptocurrency services to institutional clients. This measure further integrates traditional finance with DeFi, enhances institutional participation in the market, and strengthens the country’s ...

... One of the distinctive features of 21st-century management is the new understanding of human resources within companies. The formation of professional skills and competencies, their development and application in the workplace are approached as an investment. Although human capital possesses some universal characteristics similar to economic capital, such as the ability to regenerate and accumulate, there are significant differences between them. Notably, human capital is tied to a specific individual and cannot be separated ...

... and deposits provide moderate yet more predictable returns; funds and P2P offer higher potential rewards, but with risks; cryptocurrencies and stocks promise significant profits but require experience and readiness for losses. The key is to diversify investments: do not put the entire capital into one instrument. Before investing substantial amounts, it is beneficial for novices to gain foundational knowledge about financial markets. We recommend studying information from reliable sources, reading analytical materials, and consulting ...

... could bring the ruble back to prominence, creating new opportunities for currency traders and significantly increasing transaction volumes in the Russian financial market. Potential for Western Banks Western banks may reconsider their access to Russian capital markets and investment opportunities, leading to renewed cooperation and the development of new projects. Should sanctions be lifted or eased, significant opportunities would arise for banks in Europe and the U.S., as the Russian market remains attractive for long-term ...

... and medium-sized businesses, face constraints in attracting the funds necessary for project development and supporting ongoing operational activities. This is especially relevant for strategic sectors and large-scale projects that require significant capital investments. Transferring some powers to the government would enable it to verify whether the main parameters of monetary policy align with the goals set at the state level. These goals include not only stable socio-economic development but also strengthening ...