... and discuss terms with the owner as negotiating remotely is generally unpromising. When calculating future income, one should only factor in profits derived from rental income. It is advisable not to rely on property value appreciation. The highest returns can often be achieved by investing in properties that are still under construction. The price difference between a project and a finished property can be around 30%. However, this type of investment always carries the highest risk, as not all companies survive to the completion ...

... 1H2025, ROE stood at 23.7%, only slightly differing from last year’s level, remaining one of the best indicators in the banking sector. This high profitability demonstrates effective utilization of capital and the ability to generate substantial returns on shareholders' investments. Together with a sufficient capital buffer, this allows the bank to simultaneously support growth and provide generous dividends . Dynamics of Interest and Fee Income Net interest income increased by 18.5% year-on-year to 1.674 trillion rubles,...

... company's success. Assessing the startup team It is worth paying attention to the experience and achievements of the team members, as well as their willingness to adapt to changes. A strong and experienced team can successfully overcome many problems. Investing in startups is an opportunity to get high returns, but they are associated with many risks. The Open Oil Market example demonstrates the importance of considering various aspects such as market conditions, competition, legal requirements, and the team's readiness to scale. Conducting due diligence,...

... up to 50% upon selling the property. Liquidity. New properties are often in high demand, making it relatively easy to find buyers or renters, especially if the building is located in an area with developed infrastructure. Short payback periods. The return on investment rarely exceeds one year, as modern technologies enable rapid construction. Simplicity. This investment method allows for income generation without diverting attention from core business activities, making it a passive approach that does not ...

... value growth. Investment Funds and ETFs Funds such as mutual funds and ETFs are a basket of assets managed by professionals. This is a great way to diversify for those who do not want to choose stocks or bonds themselves. Venture Capital and Startups Investing in startups or young companies involves high risk, but can lead to significant returns if the company is successful. Cryptocurrencies Cryptocurrencies such as Bitcoin and Ethereum are becoming increasingly popular, especially among young investors. However, it is a high-risk asset subject to strong exchange rate fluctuations. How ...