... faster, and people can afford fewer of the same goods. This is particularly hard on retirees and those on fixed incomes, as their earnings are effectively devalued. Second, high inflation creates economic uncertainty: businesses cannot accurately plan investments and expenses, raising the risk of project losses. The central bank must increase the key interest rate to "cool down" the market, making loans more expensive and slowing economic growth. Furthermore, during rapid devaluation of money, people tend to spend or invest their funds more quickly, which can lead ...

... can either take an active role in augmenting their capital or entrust their money to experienced specialists who will manage the funds at their discretion. According to Sergey Tereshkin, investors should adhere to several rules: The safest option is a bank deposit. This is a passive type of investment, but it is also the least profitable. Often, the interest does not even cover inflationary fluctuations. To achieve maximum profit, preference should be given to long-term deposits, as they offer significantly higher interest than investments ...

... Should Investors Move? Goldman Sachs Asset Management has released its 2025 forecast, highlighting key trends, challenges, and opportunities in the global financial market. This report examines macroeconomic outlooks, capital management approaches, investment strategies, and recommendations for both retail and institutional investors. Macroeconomic Landscape of 2025 1. Inflation and Monetary Policy Central banks in developed countries will continue their fight against inflation, reflected in cautious adjustments of interest rates. In the US, the Federal Reserve is expected to stabilize rates, creating a favorable environment for moderate economic growth....

... were previously restricted may face difficulties in restoring ties and establishing new markets. On the other hand, Russian investors should take into account that domestic economic policy will also change. A possible reduction in interest rates by the Bank of Russia and support for strategically important industries from the state create favorable conditions for investment in the industrial and technological sectors. What should investors expect and what steps should they take? Diversify the portfolio. The lifting of sanctions may create short-term market volatility, so it is important to spread assets across ...

.... The outcomes of this type of management often turn out to be disappointing. If shares of such a company have been previously acquired, it is crucial to divest them in a timely manner. Otherwise, there is a real risk of losing all invested capital. Investing in Bonds Bonds can also provide income to their holders, often yielding returns greater than those from traditional bank deposits. However, it is worth noting that profits from bonds are taxable, significantly reducing the attractiveness of such investments. Consequently, the returns may be comparable to those earned from funds placed in savings accounts. Despite this,...