... create a balanced portfolio by including different asset classes, from stocks and bonds to real estate and international funds. Learn how participation in pre-IPO projects, such as Open Oil Market, can complement your portfolio and help you reach your financial goals. How to Diversify Your Investment Portfolio: A Practical Guide What is Diversification and Why is it Important? Diversification is one of the key principles of risk management in investing. It involves spreading investments across different assets, which reduces the risk of ...

... individuals to consider ways to preserve and increase their personal savings. The first thought that comes to mind is a bank deposit. However, the closure of banks and issues regarding the return of funds raise doubts about the profitability of such investments. But is the situation really that grim? Where is it best to store money? To shed light on these questions, we turn to Sergey Tereshkin, the founder of OILResurs, who has extensive experience in financial operations and asset placement. Learn more about the entrepreneur on his website sergeytereshkin.ru. Where to Store Money So, funds can be stored in the following ways: at home; in a bank; in a microfinance organization (commonly referred to ...

... developing the T-Invest fund to invest in rapidly growing Russian projects. In 2025, authorities officially authorized the return of foreign capital (from “friendly” countries) to deals with Russian tech companies, potentially opening doors for new financial inflows into the sector. Although the absolute volumes of venture investments in the region remain modest, they are growing steadily. According to the Russian Venture Company (RVC), in the first half of 2025, about $80 million was invested in Russian tech startups—approximately 70% more than a year earlier (but still ...

... a clear plan for how it will capture market share, attract new clients, etc. If management lacks even a basic idea of the future direction, funds will likely be wasted. Availability of Own Resources. It is unwise to trust funds to a company that is financially struggling. Investment should only be made in a proven product that has already been tested in the market. If a firm intends to assess product competitiveness with investor funds, this is a flawed idea. Funds can only be invested in enterprises that possess their ...

... long-term financial planning. By accounting for potential price growth rates, governments, businesses, and individuals can make more informed decisions: incorporating inflation expectations into budgets, adjusting future income and expenses, or selecting investment instruments that can preserve the purchasing power of savings. Taking inflation into account allows for adjustments to financial plans: investors and funds can estimate the income level needed to outpace price growth. For example, many social benefits and pensions are regularly indexed according to expected inflation rates to prevent a sharp decline in purchasing power ...