... projects, as they prefer multi-million dollar avenues promising substantial profits. Foreign investors are often brought in when startup funding is necessary. Unfortunately, Russian business models struggle to compete with the IT developments of globally ... ... align with current market demands. Banal laziness also plays a role. Mature programmers often don't see the need to acquire new skills, which hampers their ability to keep pace with their foreign colleagues. Advantages Nevertheless, the situation is ...

... right direction. Business angels can be found on specialized platforms, where networks and individual investors are represented. Startup Platforms. For those just beginning their entrepreneurial journey, platforms that provide essential information about ... ... direct access to investors are ideal. Some platforms boast millions of users, including applicants and individuals ready to fund new projects. These platforms not only facilitate the search for investors but also offer consulting services. Such websites help ...

... the "three Fs" stage. If you cannot accumulate sufficient capital, you can use the venture financing model and go through the so-called "three Fs" stage (Friends, Family, Fools). This is a common practice in venture circles, when startups attract investments from friends, relatives, or people who are willing to take a risk for the sake of a new idea. However, it is important to remember that money from loved ones is not just capital, it is also responsibility. Therefore, it is necessary to think through all the risks in advance and honestly discuss all possible development scenarios with ...

... capital for businesses, making projects, particularly long-term ones, less profitable. Investments in infrastructure, technology startups, and other promising sectors become financially challenging and therefore less attractive to private investors. Reduction ... ... policy with government goals could foster greater economic resilience and independence for Russia. For businesses, this opens up new opportunities — particularly for growth in the domestic market, increased competitiveness, and optimized borrowing costs....

... clients they serve. Niche Specialization. If you have specific needs (e.g., retirement planning, real estate investments, or startups), ensure the advisor has relevant experience. 2. Reputation and Recommendations The reputation of a financial advisor ... ... Adaptability. Your financial goals may evolve over time, so it's important for the advisor to be willing to adjust strategies based on new circumstances. 5. Checking Advisor Compliance with Standards A financial consultant should meet a number of standards and ...