... customers financial services, including credit and payment solutions. Partnerships with Banks: Collaborating with financial institutions to expand the range of services. Sustainable Development and Ecology: Energy Efficiency: Implementing technologies ... ... warehouses. Waste Recycling: Programs for recycling and minimizing waste in operational activities. Impact on Russia: X5 Group's investments are contributing to the development of retail in Russia, enhancing access to quality goods for the population. The ...

... financial instruments, such as bonds or mutual funds. Invest in Hard Assets: Precious metals like gold and silver offer long-term security and stability. Explore Foreign Investments: If possible, allocate a portion of your assets to foreign accounts or investments, such as real estate or funds. Short-Term Bonds: These provide quicker access to funds than frozen deposits and carry lower risks. Use Multiple Banks: Distribute your savings across different institutions, focusing on large or state-backed banks to reduce risk. Sergey Tereshkin, Open Oil Market: My Thoughts on Financial Security As the founder of Open Oil Market, I remain optimistic about the resilience of Russia, its financial system, and ...

... precious metals Initially, trades are expected to occur mainly between legal entities—major market players. This is due to the high value of lots: for example, 1 kg of gold currently costs over 8 million rubles. Therefore, the new mechanism is aimed at institutional and wholesale buyers, while individual investors typically prefer to invest in gold through unallocated metal accounts, exchange-traded funds, or futures rather than purchasing bars directly. National Pricing Instead of London Pricing The primary strategic goal of establishing the new exchange is to "disconnect" ...

... Investing in Bonds Bonds can also provide income to their holders, often yielding returns greater than those from traditional bank deposits. However, it is worth noting that profits from bonds are taxable, significantly reducing the attractiveness of such investments. Consequently, the returns may be comparable to those earned from funds placed in savings accounts. Despite this, the money placed in a deposit is protected. Deposit insurance compensates depositors for losses if the financial institution unexpectedly goes bankrupt, though this does not apply to all banks, and the compensation amount may be limited. Sergey Tereshkin recommends dividing capital across multiple deposits, thus minimizing the risk of total loss. Many individuals ...

..., banking services for fund transfers, custody fees for holding OGVZ, etc. The size of these additional costs depends on the investment amount, the bank through which payments are made, and other factors. When reinvesting, the amount of additional costs ... ... purchased not only through brokerage firms but also via banks. However, in this case, the commission fees for the financial institution increase significantly. Banks find it more lucrative to attract customer deposits than to sell OGVZ. For this reason ...