... (effective August 2025), drawing new market participants to Hong Kong. Singapore maintains a strict yet clear regulatory framework: a combination of stringent requirements and government support for the blockchain industry stimulates the influx of crypto startups. At the same time, mainland China, while retaining a ban on crypto trading, is focusing on developing its own blockchain solutions and expanding the use of its digital currency (the digital yuan). Middle East: A number of Middle Eastern countries ...

... market noise. Investing in something you don’t understand. The desire to make a high profit sometimes pushes beginners to invest money in complex or little-known schemes that they do not fully understand. For example, investments in exotic derivatives, startups “for the elite” or projects with opaque conditions. If you do not understand the mechanism of the proposed option, the risk of losses increases significantly, because you will not be able to adequately assess either the prospects or the possible ...

... associated with balanced investments, such as mutual or exchange-traded funds in stocks, real estate investments for rent – their returns and fluctuations are moderate. High-risk investments usually pertain to individual stocks, especially those of young startups or cryptocurrencies. Such assets often boast high potential returns but are marked by extreme price volatility and a significant likelihood of considerable losses. The rule always applies: the higher the potential yield, the higher the associated ...

... cryptocurrencies create a unified transaction space where the sender and recipient's location does not matter. Moreover, crypto assets stimulate the development of new economic models. For example, through initial coin offerings (ICOs) or token sales, startups can create their projects and raise funding from the community, bypassing traditional venture capital. Token holders of such projects assume the role of early investors. Another example is meme coins like Dogecoin or Shiba Inu that were initially ...