... become frozen and do not generate income, while expenses remain constant. To avoid losses and maintain their usual lifestyle, investors can choose to invest a portion of their funds in the restaurant business, which is largely immune to seasonality. Clients hold events during both warm and cold seasons. Availability of Free Funds. Profits generated from other sources need to be invested somewhere. This could be in the previous direction, where funds are used for further development, or in an entirely ...

... year-on-year). The most popular are money market ETFs that provide deposit-like returns with minimal risk. Nevertheless, the proportion of the population investing in funds remains relatively low, and many management companies still focus on working with large clients. Limited trust, insufficient financial literacy, and competition from traditional bank products hinder the wider adoption of collective investments. Risks and Investor Protection Despite all the advantages, collective investments are not without ...

... emerged: sales of semiconductors for data centers and AI are rising, partially offsetting downturns in the mobile segment. Samsung's management expressed cautious optimism, expecting a gradual recovery in memory demand in the second half of the year as clients’ inventory levels decrease. Investors reacted neutrally to the report: while current indicators are weaker than last year's, there is hope that the bottom of the cycle has been passed and improvement lies ahead. Berkshire Hathaway – Warren ...