... payout. Consequently, the investor’s yield and associated risk may become unbalanced: expected returns decline, while market risks (stock price fluctuations) remain unchanged. To reduce the risk of dividend non-payment, it is crucial to carefully select dividend-paying stocks – favor companies with a long history of stable payouts and a solid financial position. Moreover, do not rely solely on dividends as the only source of income: it’s always beneficial to have alternative methods to generate profit from investments ...

.... Coupon taxation is the same—PIT of 13% (15%). Deductions through an IIA are applicable only to OFZ coupons, not to corporate bonds. Conclusion: High-yield bonds offer significantly greater current yields than deposits and OFZ but require careful selection of papers and regular monitoring. A moderately risk-averse investor might consider large corporate bonds with good ratings and coupons of 15–20%, diversifying investments across different issuers to reduce default risk. Stocks and Investment Funds Russian Stocks. Stocks ("risky assets") can generate income through price appreciation and dividends. Major companies such as "Sberbank," "Gazprom," "Lukoil," and "Norilsk Nickel" ...

... investment opportunities. In this article, I will outline the key principles for choosing reliable investments for stable income and what to focus on in the context of the Russian market. 1. Clearly Define Your Goals and Investment Horizons Before you begin selecting assets, determine what you aim to achieve. Short-term goals, such as purchasing a car or a home, require more liquid and low-risk assets, like bonds or funds. For long-term objectives—such as generating passive income or securing a pension—stocks or real estate are more suitable. Each asset has its own payback periods and risk level, so having clear goals will help you avoid impulsive decisions. 2. Conduct Thorough Due Diligence (Financial and Legal) Before investing funds in a company,...

.... Investors do not need to plow through tons of specialized literature, create charts, or track the performance indicators of companies, etc. All necessary data is provided comprehensively by the broker. Individuals understand when it's best to sell stocks and when they can buy. The key is to regularly check their personal account and study incoming information. Accuracy. The system is meticulously crafted. The likelihood of errors and incorrect security selections is eliminated. Investors can place their full trust in it. When any discrepancies arise, the investor receives a signal from the brokerage firm indicating that their portfolio does not meet the set parameters. To bring it into compliance, all ...

... you to attract investors even in the conditions of complex regulation. Read on to learn how to minimize risks and find companies with high potential for investment. How to Choose Promising Companies for Investment in the Russian Market Investing in stocks is one of the most popular ways to generate income, but selecting the right company can be a challenging task. This is especially true in the context of the Russian market, where the attractiveness of stocks is influenced by numerous factors ranging from macroeconomics to regulatory nuances. To minimize risks ...