.... Need for Capital Accumulation. The introduction of the countercyclical buffer allows banks to gradually accumulate additional capital, improving their ability to withstand potential crises and reducing the likelihood of widespread defaults. Crisis Prevention. The countercyclical buffer is a preventive measure that prepares the banking system in advance for possible external and internal shocks, such as economic fluctuations, a drop in oil prices, geopolitical events, and so on. Comment from Sergey ...

... to stimulate economic activity and increase demand. 2. Economic Growth and GDP The rate of economic growth and Gross Domestic Product (GDP) are also crucial factors. During periods of economic expansion, the Central Bank may increase the key rate to prevent the economy from "overheating" and stabilize inflation. In times of recession or crisis, the Central Bank may lower the rate to support economic growth, make credit more accessible for businesses, and encourage investment. 3. Unemployment ...

... concerns over a potential nuclear confrontation. By that time, both countries were estimated to have already assembled nuclear devices. Only vigorous intervention by the U.S. and other powers (including the visit by Washington's special envoy Robert Gates) prevented a major war at that time. Allegedly, during this crisis, Pakistan even placed its nuclear forces on heightened alert to deter India from a full-scale strike – the first alarming warning of nuclear escalation in the region. The culmination ...

... physical activity to constant gadget use—each of these habits can lead to serious health issues. Discover how to properly organize your workspace, adopt healthy habits, and protect yourself from potential illnesses. Follow our recommendations for disease prevention and enhancing personal efficiency! 8 Harmful Work Habits That Undermine Health and Effectiveness Many individuals, whether in an office or working remotely, engage in the same daily actions, often unaware of how these habits affect their ...

Regardless of our attempts to think rationally, the financial sphere is filled with paradoxes that prevent us from confidently asserting that the most optimal decision is being made at any given moment. Investing, aside from analysis and the application of specialized techniques, is closely tied to human psychology to a much greater extent than we ...