... etc. As a result, a balanced portfolio is created. If one particular investment significantly depreciates (for instance, the stock price of one company plummets), then other investments will help offset those losses. It is important to understand that diversification does not eliminate risk entirely, but it does smooth out portfolio fluctuations. With a thoughtful allocation of assets, downturns in certain positions are balanced by gains in others. Hence, a diversified portfolio typically grows more steadily over time, without sharp declines, providing greater psychological ...

... 3–4 issues of corporate bonds with coupons of 15–18%, buy 200,000 ₽ in "blue chip" stocks (e.g., "Sberbank," "Lukoil," as well as foreign markets through ETFs), and leave 100,000 ₽ in gold or currency. With such diversification, the portfolio can withstand fluctuations in the ruble or stock market while ensuring stable income above inflation. Where to invest one million rubles for a mid-term period depends on the investor's goals and risk tolerance. If maximum guaranteed returns ...

... key is that they must not respond identically to changes in the market or political and economic spheres. Funds should be optimally distributed across all investment instruments to avoid losses or minimize their likelihood. Diversification Features Diversification of the investment portfolio should ideally commence even before its creation. Before buying stocks, it is critical to analyze the market thoroughly and decide on the instruments that are the best investment options at any given time. This includes considering the risk ...

... and as a means of hedging against inflation risks. Hedge funds and private equity. These instruments offer more flexible capital management strategies, including arbitrage strategies, mergers and acquisitions, and macroscale strategies. Principles of Portfolio Diversification Diversification is one of the most effective ways to reduce risks when investing in an unstable market. The primary principles are: Asset allocation across classes. Investments should be distributed among stocks, bonds, real estate, precious ...

... increased interest in Ethereum and other altcoins has several fundamental drivers. The recent Ethereum network upgrade (Pectra) has bolstered confidence in ETH, prompting investors to seek higher returns beyond Bitcoin. Institutional investors, relying on portfolio diversification, recognize the stability of BTC as “digital gold,” while reallocating a portion of capital into promising projects (DeFi, AI, etc.). Reduced macroeconomic risks (inflation, geopolitics) and an improved economic backdrop enhance risk ...