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Millennials and Credit Life: The Price of Status and Financial Risks

Millennials and Credit Life: The Price of Status and Financial Risks According to data from Wells Fargo, 30% of millennials take out loans to keep up with status and impress others. Social media, the availability of credit tools, and a changed attitude towards finances have made living in debt commonplace. What risks does this pose, how can one avoid the debt trap, and why is financial literacy more important than status? We discuss this in the article. Millennials and Living on Credit: ...

What is the Digital Ruble in Simple Terms and How Will It Change Life in Russia?

... introduced, where and how it will be applied, and what advantages it will bring to citizens and businesses. Discover how this innovation will impact the Russian economy and your everyday life. What is the digital ruble in simple terms and how will it change life in Russia? The digital ruble is a new form of currency being developed by the Central Bank of Russia. It exists not in the form of paper bills or coins, but exclusively in digital format. In simple terms, it is money that is stored not in cash, but ...

Corruption: a systemic threat to society and ways to overcome it

... trillion US dollars are paid in bribes every year. This amount could be used to solve global problems such as hunger or climate change. In some countries, the level of corruption is so high that it actually becomes the norm for doing business and public ... ... more corruption. Consequences of Corruption The impact of corruption on society is multifaceted and affects various aspects of life: 1. Economic consequences: Reduced investment attractiveness of the country: investors avoid countries with a high level ...

How Digital Detox Enhances Mental Health

... gadgets after every hour of work or completely disconnect from screens two hours before bedtime. Digital detoxification isn’t about rejecting technology; it’s about using it mindfully. Even small limitations can drastically improve your quality of life, reduce stress, and increase productivity. Try spending just one day without a screen and observe how your state changes. You may find that you enjoy it and choose to integrate digital detoxification into your lifestyle.

8 Harmful Work Habits that Destroy Health and Efficiency

... Boundaries Between Work and Rest Habit 1: Sedentary Lifestyle "Sedentary work" has become synonymous with office life. Employees spend a significant portion of their day seated at computers, hardly moving. According to medical professionals,... ... concentration on tasks. Instead of productive work, individuals become distracted by pain and discomfort, taking more frequent breaks to change positions. Ultimately, personal effectiveness declines, and complex tasks take longer to complete. What to Do: Pay attention ...