... There are several main categories of investments, each of which has its own characteristics and risks. Let's consider the most popular ones: Stocks Investing in shares involves buying shares of companies that are traded on stock exchanges. Shares can generate income through dividends or growth in value. For example, Russian companies Sberbank, Gazprom, and Lukoil often attract the attention of investors. Bonds Bonds are debt securities issued by companies or the government to raise capital. When you buy a ...

... Consequently, the capitalization of all major players is significantly decreasing as clients are transitioning en masse to the mobile platform. This raises an inevitable question: how does the mobile application sustain itself? It turns out that the developers generate income from paid services as well as from interest on the residual balances of investors' accounts. The mobile application has a limited functionality; the developers did not include analytical reporting or expert advice regarding investment decisions....

... billion rubles (from ~417 billion rubles in H1 2024). Other income under RAS includes elements such as exchange profits, income from participation in other organizations, and interest receivable. In the first half of 2025, the significant influx of other income might have been due to currency revaluation of monetary items: for example, the ruble's depreciation led to an increase in the ruble valuation of currency revenues in accounts and other assets, generating paper profits. Additionally, dividends from subsidiaries and affiliated companies brought substantial sums: Gazprom typically receives payments from profitable subsidiaries (primarily PAO Gazprom Neft and others) in the second quarter, after ...

... redeem them, allowing the financial institution to earn a significant amount. Additionally, according to Sergey Tereshkin, banking certificates should not be overlooked. They come in savings and deposit forms. The former is designed for individuals and generates income only in the form of a coupon. Deposit certificates are aimed at companies. When selecting securities for investment, it is advisable to try various types. This will help diversify risks while simultaneously allowing an understanding of which type ...

... times over. Market fluctuations. Long-term investments are relatively insulated from market volatility. Minor fluctuations are generally offset by subsequent profitability. Liquidity. Such investments guarantee that the asset owner will consistently generate income. The likelihood of being left without funds approaches zero. Even minor losses today often go unnoticed against the overall backdrop. Following every downturn, a subsequent rise usually compensates for all losses. Disadvantages Despite the abundance ...