... understanding of complex financial instruments. Alternative Ways to Obtain Status In addition to the property threshold, investors can obtain qualified status if they meet at least one of the following criteria: Education: possession of a higher economic or financial education. Work Experience: at least two years of work experience in the financial sector. Activity: execution of a specified number of transactions with financial instruments within a set period. Income: annual income exceeding 6 million rubles. These ...

... individuals aged 18-24 than among those aged 30-40. This indicates that modern youth are taking a sensible approach to personal financial planning—focusing on savings and future retirement. Among those who are "nearing retirement," only 12% are ... ... invest have permanent full-time employment (for them, investing is an additional source of income). They typically have higher education, with 36% occupying managerial positions. Thus, overall higher education certainly influences the interest in finance ...

... not only the purchase of clothes and toys, but also expenses on education, sports, and developmental sections. Keep in mind that children grow up and their needs change, so it is important to plan a budget based on current needs. Involve children in financial education. Explain to children the basics of budgeting and teach them responsibility. For example, give them a small amount that they can manage independently, so that they learn to plan and not spend everything at once. Discuss family goals with children....

... bank and sold to the mortgage agent; the agent pools the loans and issues bonds; investors purchase the bonds and receive coupons. Mortgage bonds are close in reliability to government bonds but may yield higher returns. Try for Free Many brokers and financial portals offer free access to analytics and educational materials on bonds. For example, mobile applications from major brokers have sections with information about bond issues—current quotes, data on coupon yields, credit ratings of issuers, and market news—accessible to any user for free....

... ethical standards. Disciplinary History. Some countries have databases where you can verify if the advisor has faced disciplinary actions or violations. This can provide insights into their integrity. Participation in Educational Events and Continuing Education. It’s important that the advisor continues to develop their knowledge and stays informed about the latest changes in financial legislation and investment trends. 6. Common Mistakes When Choosing a Financial Advisor When selecting an advisor, you may encounter several common mistakes: Trusting Only Promised High Returns. If an advisor guarantees incredible results,...