... Yandex, etc.) pay dividends of around 5–12% per annum. Long-term investments in stocks can ensure superior capital growth due to business development and profit reinvestment. However, stocks are volatile and subject to economic and political risks. Dividends and capital gains are taxed at 13%. The liquidity of large-cap stocks is typically high. Foreign Assets and Funds. To diversify, a portion of funds can be invested in foreign markets through ruble-denominated ETFs and mutual funds tracking global indices (the USA, Europe, ...

... Mutual funds offer professional management, although they charge fees. The IIA allows investment in stocks and bonds with a tax incentivized deduction (13% from expenditures up to 400,000 ₽ per year). PIFs within an IIA can yield additional deductions. Taxes on the sale of securities and dividends are imposed at the standard rate (13%/15%). Conclusion: Stocks and funds have the potential for higher returns through price appreciation and dividends, but they also come with high volatility. It is advisable to complement a mid-term portfolio ...

... stocks – favor companies with a long history of stable payouts and a solid financial position. Moreover, do not rely solely on dividends as the only source of income: it’s always beneficial to have alternative methods to generate profit from investments ... ... High inflation erodes your savings and diminishes the real return on investments – money loses purchasing power. Changes in tax legislation or the introduction of new regulations can make certain types of investments less attractive (for example, an ...

... These funds are used to implement social and infrastructure projects in the regions. Financing social programs: Part of the tax revenues is used to improve the quality of life in the regions: construction of schools, hospitals, roads and other public ... ... liquidity of shares. 2. Financial policy The company follows a strategy aimed at ensuring stable income for its shareholders. Dividend policy: Lenta maintains stable dividend payments, which makes its shares attractive to investors looking for regular ...

... the respective web resource, find a brokerage firm or intermediary authorized to operate on the exchange, sign a contract, and only then execute the transaction. It is advisable to prefer foreign brokers. Working with domestic ones may require paying taxes on dividends, which can vary between partner companies, typically ranging from 13% to 30%. Moreover, taxes arise both from dividend accruals and upon the sale of the document, resulting in significant financial losses for the investor. A Depositary Receipt ...