... such as industrial companies, energy, and telecommunications. The Central Bank of Russia's decision to introduce the countercyclical capital buffer is aimed at stabilizing the financial system and preventing risks associated with overheating in the credit market. For investors, this may mean lower risks when investing in the banking sector; however, changes in returns and temporary limits on the growth of bank profits may also occur. Investors are advised to reassess their strategies, considering the new conditions and to actively utilize diversification ...

... around 4% on an annual basis, signalling a weakening of price pressures. Economic Cooling: GDP growth rates have decreased to about 1.5% year-on-year (data for January-May 2025), reflecting economic cooling after the robust growth of 2024. Consumer and investment activity has noticeably weakened, and money supply growth has almost stalled. Tightening Credit Expansion: The sharp rise in the cost of money has limited the issuance of new loans: retail lending is effectively stagnating, while corporate lending is growing much slower than a year ago. This has eased additional credit pressure on prices....

... buyer will pay the previous holder a portion of the interest proportionate to the time since the last payment. It is also important to assess the reliability of the issuer: the entity to which you are lending money. This can be done by looking at the credit rating and financial indicators of the issuer. If the company or bank has a low rating or no payment history, the investment will be riskier. The presence of collateral or guarantees also reduces investor risks. If all parameters are satisfactory, the investor can purchase the bond through a broker and begin receiving regular coupon payments. What are Mortgage Bonds?...

... foreign currency is an excellent way to invest money. Some people prefer to purchase it at traditional exchange offices and invest profitably afterward. Others buy currency from the comfort of their homes and then manage it as they wish, generating additional ... ... deceived or robbed is much higher. When exchanging online, there is no risk of receiving counterfeit banknotes. Money can be credited to the user’s currency card, which can be used for transactions anywhere in the world. Disadvantages of Purchasing ...

... periods of economic expansion, the Central Bank may increase the key rate to prevent the economy from "overheating" and stabilize inflation. In times of recession or crisis, the Central Bank may lower the rate to support economic growth, make credit more accessible for businesses, and encourage investment. 3. Unemployment Rate The labor market situation and unemployment levels are important factors for monetary policy. High unemployment often signals economic weakness. In such cases, the Central Bank may lower the key rate to make credit more ...