... specific individual, required to provide identifying documents. A contract is signed. In case of issues, the lender can take the borrower to court. The agreement holds legal force. Furthermore, lenders are not required to provide salary statements, collateral, or explanations regarding the purpose of the funds. Students and elderly individuals can also obtain funds in this manner, albeit in limited amounts. Borrowers have the option to repay the loan in advance without incurring any penalties. They return the principal amount of the loan along with interest accrued up to that point, meaning they do not end up overpaying for the unused period. The only drawback of this system for borrowers is ...

... earn on investments, and the other - to implement their business idea without having large sums on hand. Lending and bank loans. Another option is to apply to the bank for a loan. However, in this case, it is worth considering that banks rarely issue loans for ideas if there is no collateral or proven solvency. Moreover, borrowing money on the security of property, especially an apartment, is an extremely risky step, and I would not recommend doing so. You risk losing not only your business, but also a roof over your head. Therefore,...

... in USDT, attracting coin holders. For example, an investor can deposit USDT into a protocol and earn interest or use USDT as collateral for borrowing other cryptocurrencies. While yields in DeFi declined in 2022–2023 (along with declining speculative ... ... in highly liquid assets (predominantly US Treasury securities—T-bills), a portion in cash and deposits, a share in secured loans, and minor investments in other assets (e.g., Tether acknowledged holding a small percentage of reserves in gold and Bitcoin ...

... more advantageous than obtaining a loan from a bank. In reality, this is not always the case. In the restaurant business, investor capital can be quite costly. In most cases, investors require at least a 50% stake in the establishment, whereas a bank loan secured by collateral is unlikely to exceed 20% annual interest. If you cannot negotiate the return of investments with dividends from your investors, it's better to avoid such collaboration from the outset. It’s essential to evaluate the options over several ...

... agriculture and encourages companies to engage in local production. Investment in land. When purchasing agricultural land, it can always be sold profitably when needed, allowing investors to recover their initial investment. The land can also be used as collateral for bank loans. Sales to the government. Various government bodies purchase agricultural products. This allows the state to regulate prices through the establishment of special funds. Profiting from agriculture can be achieved in various ways. An investor can ...