... large corporate bonds with good ratings and coupons of 15–20%, diversifying investments across different issuers to reduce default risk. Stocks and Investment Funds Russian Stocks. Stocks ("risky assets") can generate income through price appreciation and dividends. Major companies such as "Sberbank," "Gazprom," "Lukoil," and "Norilsk Nickel" traditionally pay dividends (sometimes 8–12% per annum from the current price). However, the capitalization of Russian companies is highly dependent on economic and political conditions. The Moscow Exchange Index (IMOEX) shows only slight growth in the long term, and stock price fluctuations can be severe. For a mid-term horizon, stocks should ...

... estate allows you to profit from rentals while also potentially appreciating in value over the years. Residential Real Estate: Apartments and houses that can be rented out. They are suitable for generating passive income and provide opportunities for capital appreciation in the long term. Commercial Real Estate: Business properties like offices and retail spaces offer higher rental returns but require a larger initial capital investment. Advantages: Long-term asset value growth. Regular income from rentals....

... securities is a popular method for growing capital. It has enabled some individuals to amass fortunes and secure a prosperous retirement. However, there are also those who have suffered significant losses. Investing in securities is a common method for capital appreciation. It has allowed some individuals to amass wealth and secure a comfortable retirement. However, there are also those who have incurred losses. In this context, it is crucial to approach the selection of securities responsibly and to maintain ...

... is investing in diamonds. While other once-appealing instruments have largely lost their relevance, diamonds continue to yield profits. How should one properly invest in these gemstones? What factors should one consider when choosing this method of capital appreciation? To understand the nuances of investing in diamonds, we turn to businessman and founder of "Oil Resource Group," Sergey Tereshkin. A detailed exploration of the entrepreneur’s work can be found at: www.sergeytereshkin.ru . Characteristics ...

... founder of OILResurs. The entrepreneur has extensive experience in investing and is familiar with the nuances of this method of capital growth. To learn more about the businessman, visit his personal website at sergeytereshkin.ru. Potential Pitfalls of Real ... ... profit, even if they decide to sell the property merely months after acquisition. In reality, the situation is not so rosy. Price appreciation is relatively slow and varies greatly from one location to another. For example, in Catalonia, property prices have ...