... challenging for fixed-income families, such as retirees or those whose salaries are not indexed. Increased borrowing costs: In inflationary conditions, central banks often raise interest rates. This makes loans and mortgages more expensive, affecting family budgets. Decreased savings: Savings in bank accounts lose value if the interest rate on deposits is lower than the inflation rate, reducing the real value of savings. How to Protect Your Money from Inflation Investments: One way to shield your savings ...

... Budget and Taxes Committee. If the bill is passed, oil producers could, for example, receive subsidies for diesel fuel while sharply raising gasoline prices, thus losing their right to the gasoline damper. This would allow the Ministry of Finance to save hundreds of billions of rubles a year but would increase price risks. However, such separation of the damper is a sign of the exhaustion of the current regulation model, in which exchange price growth is restrained through multi-billion ruble budget payments, and retail price surges are controlled through export bans. Restrictions on fuel exports cannot solve the technological problems of refineries, and subsidies do not create market incentives for price restraint. Moreover, the industry ...

... facilitating the accumulation of debt. Changing Attitudes Toward Finances Unlike previous generations, millennials are less inclined to save and more focused on consumption. A Deloitte study revealed that 60% of millennials lack long-term savings, preferring to ... ... knowing the real cost of borrowing is crucial. Establishing an emergency fund helps to avoid relying on credit in emergencies. Budget Planning Keeping track of income and expenses using apps like YNAB, Mint, or CoinKeeper is essential. Setting financial ...

... another measure to support oil producers, the agency’s interlocutor suggested partially reducing excise taxes. "Under current regulations, 74.9% of excise revenue from gasoline and diesel fuel goes to regional budgets, and 25.1% to the federal budget. Forgoing the 'federal' portion of excise taxes could save oil producers about 250 billion rubles a year," he concluded. Translated using ChatGPT Sourse: https://ria.ru/20240902/toplivo-1969885945.html

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