... Thank you, we will contact you. –I'll wait here. Based on research, we can safely say that there is no clearly defined set of behavioral characteristics that would allow us to distinguish between entrepreneurs and non-entrepreneurs. Anyone who reaches ... ... compare it with the business models I already know, calculate the return on invested capital and turnover , as well as the way to finance this project, do I need to attract a bank and what banking products are best suited or is it possible to do it on my own....

... are compelled to tighten lending conditions, reflecting on the volume and availability of credit cards. Changes in Consumer Behavior The challenging economic situation is prompting many Russians to adopt a more cautious approach to borrowing, which reduces ... ... level of demand. How Are Banks Adapting to New Conditions? To maintain customer trust and provide at least minimal access to financing, some banks have started implementing a strategy of reducing initial credit limits. This approach allows banks to offer ...

... Excessive Frugality: Why It Can Harm Your Health and Happiness Frugality is a valuable trait that helps individuals manage their finances wisely and build a financial cushion for the future. However, excessive frugality can become problematic, leading to ... ... Life By denying oneself pleasures and new experiences, a person makes their life monotonous and devoid of joys. Over time, such behavior can lead to apathy, emotional burnout, and depression. Without the opportunity to relax and spend time with loved ones,...

Discover the profile of the average Russian investor: their preferences, behavior, and trends in the investment landscape. This article provides insights into the characteristics that define savvy investors ... ... higher education, with 36% occupying managerial positions. Thus, overall higher education certainly influences the interest in finance and investments. Only one in five individuals understands investments; the majority—61%—possess superficial knowledge,...

... the Central Bank's forecasts may lead to a tightening of monetary policy, affecting the cost of credit and the availability of financing for businesses and consumers. The enacted legislative measures are aimed at supporting specific categories of citizens ... ... influencing the socio-economic situation in the country. The introduction of a tax on income from deposits may change depositors' behavior and stimulate the search for alternative investment instruments. What Investors Should Pay Attention To: Investors should ...