... establishing rules that help maintain a balance between frugality and luxury. You will discover key methods for saving money within a family, as well as goals that will help you manage your finances more effectively. Immerse yourself in the world of smart financial planning and learn how to avoid the pitfalls of excessive saving. Introduction to the Topic of Money Saving What is Money Saving? Money saving is the process of reducing expenses to achieve financial well-being. However, it is important to ...

From 2025, the Bank of Russia increases the property qualification for obtaining the status of a qualified investor to 12 million rubles, and in 2026 the threshold will grow to 24 million rubles. These changes have generated great interest among financial market participants. How will this affect investors and their access to complex instruments, what alternative ways exist to obtain the status and what strategies will help adapt to the new requirements - read our review. Increasing the Property ...

... Last year, a record increase in individual investors was recorded on the Moscow Exchange. Currently, approximately 10 trillion rubles are stored in brokerage accounts. Low interest rates on deposits, the depreciation of the ruble, and an increase in financial literacy are all driving people to seek new opportunities to grow their wealth. However, regardless of how impressive these figures may be, the number of investors on the exchange accounts for only about 6.5% of the total population of Russia,...

... disadvantages and application examples. Find out why this type of options is suitable for long-term investments and how to use them to protect your portfolio or speculate. European Options: A Comprehensive Review and Application European options are financial instruments that grant the buyer the right, but not the obligation, to buy or sell an underlying asset at a predetermined price (strike). However, unlike American options , such contracts can only be executed on the previously agreed date—the ...

... Tereshkin identifies several popular means of capital growth: bank deposits; securities; precious metals; business; startups; real estate. Some instruments do not require substantial investments, while others necessitate significant capital. However, having financial resources alone is not sufficient for growing capital. It is crucial to have an intuition and to understand the basic rules of investing. Additionally, investing in oneself and personal education is considered a lucrative investment. Nevertheless,...