... demand. Export Projects and Port Infrastructure: The company continues to invest in terminal development to increase the volume of oil and petroleum product supplies through Russia's key export ports, such as Primorsk and Novorossiysk. This enables the diversification of export routes and expands access to international markets, supporting Russia's reputation as a reliable supplier of hydrocarbons. Technological Upgrades and Digitalization: Transneft is actively implementing advanced technologies for ...

... country's transition to a digital economy and strengthens Russia's position in the technology sector. Impact on investors: Long-term growth: Investments in 5G infrastructure and digitalization provide the company with sustainable profitability. Business diversification: The development of financial and entertainment products reduces dependence on traditional communication services. Stable dividends: MTS continues to be an attractive company for investors due to stable payments. Thus, MTS investments ...

... Negative forecasts from major banks and tech companies are exacerbating panic selling. Implications for Investors Increased volatility is undermining retail investor confidence in the stock market. Many fund managers are reassessing their hedging and diversification strategies. Defensive assets are gaining popularity: gold, high-rated bonds, and cash. Historical Context: Comparison with 1987 The last time a similar crash occurred was in October 1987, when the Dow Jones fell by 22.6% in a single day....

... which may alter depositors' preferences and encourage the search for alternative investment tools. Sectors less susceptible to sanctions and volatility, such as IT, healthcare, and the domestic consumer market, may represent opportunities for portfolio diversification. Additionally, investors are advised to focus on export-oriented companies that can adapt to the new economic conditions. This information does not constitute individual investment advice. Sources

... fee and commission income reflects profit from the provision of various services, such as account servicing, payment transactions and others. The significant growth of this indicator indicates the successful development of non-banking services and the diversification of income sources. Operating expenses: the ratio of operating expenses to income was 33.1%, which indicates high operating efficiency. BCS Express Meaning and Impact: This ratio shows what share of income the bank spends on operating expenses....