... non-residential properties. Rates are significantly higher than for traditional apartments. The purchaser cannot claim a tax deduction as provided by law for traditional housing. Even if the unit is the owner’s only residence, it may still be seized for debts. Taxes must be paid on the income generated. When buying or selling the property, it is subject to Value Added Tax. How to Generate Income Serviced apartments are primarily constructed in major cities or tourist centers. Such properties can already ...

... away can still be rented out, the rental price will be considerably lower. The yield for hotels is between 4% and 6% annually. When choosing an investment property, you should base your decision on your financial capabilities. It is unwise to go into debt for a costly hotel; it’s better to start small and gradually build your capital. Source

.... However, this phenomenon may be short-lived, as perennial high rates can negatively affect lending and slow down economic growth in the country. For banks, this means increased credit risks, as high rates may hinder some clients from meeting their debt obligations. The Future of the Banking Sector: Consolidation or New Challenges? Experts suggest that in the coming months, some banks may face additional challenges. Some may be compelled to revise their policies in light of an economic slowdown ...

... regularly pay dividends, and have long-term growth prospects. Their stocks may not provide extraordinary returns, but they offer reliable income and are often more resilient during crisis periods. 5. Consider Bonds as a Low-Risk Instrument Bonds are debt instruments that provide fixed income with minimal risks. In Russia, government bonds (OFZ), corporate bonds, and municipal papers are available. For stable income, choose high-rated bonds with minimal risks, such as government OFZs, which are typically ...

... profitable and is unlikely to lose its appeal in the coming years. Such investments can be beneficial for commercial entities as well. Precious metals are frequently employed for business diversification. If issues arise with assets, a company can settle debts with precious metals or funds from their sale, thus overcoming crisis situations. Useful Tips When choosing gold as an investment vehicle, consider the following expert advice: Avoid buying and selling precious metals from dubious sources, even ...