... This may indicate that the market is gradually adapting to new conditions, and both customers and banks are finding ways to operate within the new economic realities. If stabilization continues, it is expected that by the end of 2024, the credit card market will partially recover, offering customers more options and flexible conditions. The sharp decline in credit card issuance by Russian banks in 2024 has served as a significant signal for consumer and financial markets. High-interest rates, the Central Bank's measures to regulate debt burdens, and a ...

... reliance on external indices. New Investment Opportunities: The introduction of standardized lots and a liquid market could in the future facilitate the launch of derivative products (futures, exchange-traded funds) based on physical gold, expanding options for investors. Financial Resilience: An alternative precious metals market makes the financial system less susceptible to external shocks and sanctions, enhancing the country’s economic security. Prospects and Significance of the Initiative The launch of an independent gold exchange in St. Petersburg is a significant ...

....00, reflecting the dollar's value. In other words, the exchange rate of USD Coin is equivalent to that of the US dollar: the market price of USDC tends to hover around $1. For users from Russia, this means that USDC converts to rubles at the current dollar ... ... Coin remains steadily pegged to $1. USDC is issued on the Ethereum blockchain (ERC-20 standard); however, this is not the only option for its deployment: currently, USD Coin is available on 19 different blockchain networks (including Algorand, Solana, Polygon,...

... should they open a foodservice establishment from scratch or acquire an existing one with established staff and clientele? Both options have their strengths and weaknesses. Investment in a New Restaurant A few decades ago, securing modern equipment and products ... ... formulating the concept, the owner can opt for an upscale restaurant with higher prices and service levels or target the mass market by opening an affordable café with high foot traffic and minimal markup. Investment in an Existing Establishment Tereshkin ...

... explore new markets. Reduced Investment in Innovation: Economic uncertainty often leads companies to cut investments in new products, technologies, and facilities. This could reduce the long-term competitiveness of European companies in the global market. EU’s Strategy: Potential Stabilization Measures The EU has several options to mitigate the effects of trade conflicts and protect its businesses: Implementing Counter-Tariffs: This approach could balance the playing field for European producers. However, it comes with the risk of further escalation and increased costs ...