... ideal image, individuals buy expensive gadgets, luxury brand clothing, and travel without considering the real costs involved. Accessibility of Credit Instruments Modern financial technologies have simplified the process of obtaining credit cards and BNPL (Buy Now, Pay Later) services. In the U.... ... revealed that 60% of millennials lack long-term savings, preferring to spend money in the present. Due to uncertainty in the job market and an unstable economy, many prefer to seek immediate gratification rather than saving for the future. What Risks Does ...

... Corporate Investors in the Market Major institutional players are continuing to increase their presence in the crypto industry. Banks and investment firms are launching new products and pilot projects related to digital assets, providing their clients with access to cryptocurrencies. In 2025, several Wall Street financial giants applied in the U.S. to launch spot Bitcoin ETFs, hoping to satisfy growing investor demand and enhance market legitimacy. Existing cryptocurrency funds are witnessing record capital inflows—significant amounts are being invested in both Bitcoin funds and funds focused on Ethereum and other top assets. Traditional exchanges and banks are also exploring ...

... accumulated funds in ordinary stores while continuing to earn interest until the moment of purchase. This functionality simplifies access for a wider audience to decentralized finance options and indicates that the boundaries between traditional financial services and cryptocurrencies are gradually fading. Such initiatives—from industrial projects to user services—are ... ... and the growth of their role in the global economy. Prospects and Expectations As we approach August 2025, the cryptocurrency market enters a new phase that combines maturity and dynamics. Bitcoin's resilience around $120k indicates that the market has ...

Several years ago, Russian citizens gained access to the so-called "Individual Investment Account" (IIA). This account ... ... invested. Additionally, investors may be exempted from paying taxes on income earned from financial operations. Several years ago, the so-called "Individual Investment... ... achieve returns, making it a straightforward method to generate profits in financial markets. Convenience. Investors do not need to analyze the market daily, monitor trends...

On Thursday, July 31, 2025, we witness the return of IPOs to the venture capital market, marking a new phase for the startup scene. In this article, we will delve into ... ... venture activity and large deals: Fintech: Large funding rounds are returning in the financial technology sector globally. For example, the U.S.-based corporate expense... ... forefront, providing investors with the long-awaited exit opportunities and companies with access to new technologies and scale. In 2025, record-breaking exits are being recorded:...