... project. Credit. To open a new line of credit or extend an existing one, the bank draws in depositors' funds. Liquidity issues. The financial institution may struggle to meet its obligations to clients, requiring it to attract more funds to cover existing debts. Fraud. A commercial entity may significantly inflate rates to attract as much client money as possible and subsequently disappear with it. After amassing a large sum, the financial institution may transfer ownership to third parties, facilitating ...

... projects. This article explains how "Oil Resource Group" utilizes bond issuance to attract investments, reduce financial risks, and scale its business. Learn how bonds differ from bank loans, the advantages they offer, and how we enter the debt securities market. The Dependence of Russian Businesses on Bank Loans Continues to Grow There are alternative ways to secure funds for development: government-supported funds, private investors, and securities trading, such as bonds. However,...

... consumer base. Support from the government indicates that the company plays a vital role and is unlikely to be abandoned. Thus, the risk of losing invested funds is minimal. The enterprise should maintain a positive balance. A significant amount of debt obligations is a worrying sign that should alert investors. It is crucial to understand that a company's profits may be seasonal. If it generates income only for a few months each year while consuming funds during the rest of the year, it is unwise ...

... billboards have been inundated with information advertising various financial companies promising potential investors astronomical profits. The unfortunate experience of MMM has not taught people how to recognize fraudsters. Many continue to fall into debt and take out loans at the sight of such advertisements, eager to deposit money into the accounts of these organizations. This is driven by the desire to earn millions with little to no effort. Numerous scammers have learned to exploit the human attraction ...

... customers, which necessitates thorough research on its reputation beforehand. Staff qualifications. Employees may have low expertise, and the workforce is often composed of friends and acquaintances, leading to a risk of high turnover after the sale. Debts. The company may have outstanding obligations regarding salaries, taxes, duties, or bank loans—all of which will fall to the new owner. Therefore, it is crucial to carefully review the balance sheet and supporting documentation before purchase....