... into search—from improving natural language understanding to launching generative response modes (e.g., the Search Generative Experience project). The strategy of “cannibalizing itself before competitors do” has become a necessity for Google. Management has indicated a willingness to integrate AI solutions even at the cost of restructuring established monetization processes, as the alternative—losing audience—poses an even graver threat. Investors, however, have responded to this situation ...

... the pros and cons of debt financing. We will also talk about what to pay attention to when concluding a loan agreement, how to increase your chances of getting your application approved, and provide financial planning tips that will help you wisely manage the funds you have raised. Finally, we will look at alternative ways of financing a business – such as leasing, factoring and attracting investments – which can complement or replace a classic bank loan. Types of loans for business Each business ...

... Stanley, Wells Fargo, and UBS previously shied away from direct cryptocurrency products; however, the approval of spot Bitcoin ETFs by regulators at the end of 2024 marks a turning point. According to Matt Hougan, Chief Investment Officer at Bitwise Asset Management, these financial giants plan to begin offering Bitcoin ETF investments to their clients by the end of 2024, effectively laying the groundwork for a broad launch of such products in 2025. For traditional banks, this represents a pivotal moment ...

... actors. Each crypto wallet has two main components: a public address and a private key. The address is like an account number, and you can freely give it to others to receive a transfer. The private key is a secret "password" that allows you to manage the funds in the address (sign transactions). Knowing the private key allows anyone to access your assets, so it should not be shared with anyone. The modern form of the private key is often represented as a seed phrase—a set of 12–24 English ...

... financial results. Severstal's net profit in Q2 fell by 55% year-on-year (to ~15.7 billion rubles) due to several factors. The company blames the deteriorating conditions primarily on high credit rates, which hindered investment and demand in the economy: management estimates that due to the high cost of borrowing, consumption of metal products in Russia fell by ~15% in the first half of the year, particularly impacting demand from construction and machine engineering. Furthermore, relatively low global ...