... It has been the foundation for the development of thousands of other cryptocurrencies and blockchain-based technologies, opened new opportunities for decentralized finance (DeFi), and stimulated discussions about the future of traditional financial institutions. Bitcoin's 16-year history is a journey from an idea described in a white paper to a global financial phenomenon. Despite volatility and skepticism from some economists, Bitcoin continues to attract the attention of investors, technologists, and the general public, remaining a symbol of decentralization and financial freedom.

... profit plus an additional amount. Income is accrued over the entire deferral period. Hence, a promissory note is a security that has the potential to yield the highest profit. If necessary, a promissory note can be submitted for payment to a banking institution, which will retain a specific percentage from the investor. The discount depends on the financial status of the company, typically averaging between 10-15%. However, in some cases, it can reach 50% or more. Subsequently, the bank forwards the notes to the issuer, who will then need to redeem them, allowing ...

... sector develops sustainably and safely. Opportunities for Investors Analysts note that the proactive cryptocurrency policy of the U.S. opens several opportunities for investors: Increased Trust and Capital Inflow. Clear rules reduce regulatory risks: investors can confidently enter the U.S. digital asset market without fearing sudden bans. Transparent regulation is expected to attract new institutional capital. New Products and Services. With government support for innovation, the launch of various crypto products will accelerate. In the near future, exchange-traded funds linked to cryptocurrencies and tokenized securities may arise. For ...

... certificates within their premises. No Insurance. Savings certificates do not fall under mandatory insurance. If the financial institution goes bankrupt before the certificate’s expiration, recovering the funds becomes impossible. This is why experts ... ... depositing money in a bank, it is essential to weigh all factors carefully. Rushing into such decisions is inadvisable. Experienced investors typically choose various investment instruments to minimize risks. Who Should Avoid Investing in a Savings Certificate?...

... go bankrupt and the depositor will not lose all their money. Recently, such cases have almost become the norm. Several financial institutions declare insolvency every month. The least risk is associated with investments in state banks. However, such institutions offer minimal interest rates. As a result, the investor's capital grows insignificantly, and with a significant increase in the dollar's exchange rate, one may even incur losses. When dealing with a large sum, placing it in a deposit poses the risk of losing everything. However, visiting multiple ...