... several rules investors should adhere to in order to mitigate risk: Diversify risks. This means choosing not only stocks but also bonds, bills, bank certificates, options, etc. It's also important to consider different sectors, currencies, and countries for ... ... accumulation of capital by retirement. This way, there’s no need to rely on a pension or expect handouts from family or the government. All professional investors maintain a reserve of funds in case of loss or significant delays in accessing their investments....