... advertising giant, but it faces new challenges. Advertising revenues stabilized after a downfall in 2022, and in 2024-2025, the company is once again showing revenue growth from advertising thanks to YouTube and search. However, competition in AI and search technologies has intensified – the emergence of ChatGPT and other AI tools has compelled Alphabet to invest heavily in developing Google Bard and cloud AI services. These investments are weighing on margins: operational expenses have risen, and profitability is decreasing. Nevertheless,...

... individuals. Expansion of the list of sectors: In 2025, an increase in activity is expected in areas such as green energy, medical technologies, and logistics. The Impact on Investors and Traders IPOs open unique opportunities for investors but are also associated ... ... the offering can yield significant returns, especially if the company develops successfully. Portfolio Diversification: The emergence of new issuers allows investors to expand their assets across different sectors. Access to Innovative Projects: IPOs ...

... technology companies went public. Some of these companies saw their stock prices soar (by dozens or even hundreds of percent), fueling investor interest in new issuances. Following the dot-com crash, demand for IPOs fell; however, with the advancement of new technologies and the emergence of startups, interest in primary placements resumed. Today, IPOs are practiced in many countries around the world — from developed economies to rapidly growing markets in Asia and Latin America. IPOs in Russia In Russia, the first attempts ...

... stabilizing trade or removing barriers could boost market sentiment. In contrast, hardline comments may prompt sell-offs in emerging markets, including Russia. Recommendations: Investors should watch for any decisions on energy as they may impact Russia’s ... ... Monday sees continued earnings reports from major corporations, particularly in the U.S. and Europe. Investors will closely watch technology and consumer sector reports, which could influence the S&P 500, NASDAQ, and other major indices. Impact on Russia: ...

... brand clothing, and travel without considering the real costs involved. Accessibility of Credit Instruments Modern financial technologies have simplified the process of obtaining credit cards and BNPL (Buy Now, Pay Later) services. In the U.S., the average ... ... Literacy Understanding loan terms, analyzing interest rates, and knowing the real cost of borrowing is crucial. Establishing an emergency fund helps to avoid relying on credit in emergencies. Budget Planning Keeping track of income and expenses using apps ...