The Central Bank of Russia is introducing a countercyclical capital supplement to banks from February 1, 2025, to stabilize the financial system and reduce the risks of credit overheating. What opportunities does this open up for investors, and how will the change in banking policy affect the profitability and sustainability of investments? We analyze the key aspects ...

... loan defaults. Macroprudential Restrictions from the Central Bank Since the end of 2023, the Central Bank of Russia has introduced additional macroprudential limits on the issuance of unsecured loans to alleviate the debt burden on the population and stabilize the market. Such measures aim to reduce the level of over-indebtedness and protect the financial system from potential crises. As a result, banks are compelled to tighten lending conditions, reflecting on the volume and availability of credit ...

... market's cautious view of the consumer goods sector. Teva Pharmaceutical (TEVA) – an Israeli-American pharmaceutical company, a global leader in generic drug production. After several years of restructuring and reducing debt, Teva is showing signs of stability. The market earnings forecast for Q2 is quite optimistic: expected earnings are ~$0.62 per share with revenue around $4.27 billion. This confirms the trend of improvement: the company has increased revenue year-over-year for nine consecutive ...

... respectively. This year, however, the primary contributors to the price hike are AI-92 at 4.8% and AI-95 at 4.5%, while the premium grades have seen only a slight uptick of 2.1%. The government’s complete ban on gasoline exports aims primarily to stabilize the rising quotes on the stock exchange, which have surged by 27.2% for AI-92 and 40.8% for AI-95 since the beginning of the year. Initial declines in quotes following the anticipated ban and the government’s decision lasted only a few days,...

... Russia faced a number of factors that contributed to the weakening of the ruble. These factors included sanctions that limited access to international markets, high inflation, and a budget deficit. In response, the Central Bank raised the key rate to stabilize the ruble and reduce inflationary pressure. Difficulties for the population: The devaluation of the ruble affects the cost of living and makes imported goods, including medicines and equipment, significantly more expensive. This is especially ...