... credit growth and high systemic risk. The primary purpose of this buffer is to accumulate a capital cushion that will help banks manage potential crises and shocks in the financial market. In the event of deteriorating economic conditions, banks can utilize ... ... an increase in the issuance of bonds to attract additional capital. This could create new opportunities for bond investors. Portfolio Diversification. Investors considering the banking sector as part of their portfolio should be prepared for changes ...

... sales of semiconductors for data centers and AI are rising, partially offsetting downturns in the mobile segment. Samsung's management expressed cautious optimism, expecting a gradual recovery in memory demand in the second half of the year as clients’ ... ... record levels, largely due to high returns from its insurance business and growth in interest income from its vast investment portfolio. The GEICO insurance unit returned to profitability amid rising rates and reduced losses, while the holding's manufacturing ...

... operational profitability even in challenging macroeconomic conditions. Asset Quality and Reserve Expenses The quality of the loan portfolio remains relatively high, but the bank has exercised caution in risk assessment amidst external economic challenges. ... ... period last year. The increase in provisioning is linked to borrower pressures due to high rates and economic volatility; the management chose to build an additional safety buffer in advance. Despite the substantial provisions, the level of non-performing ...

... outflow in a long time. Analysts see this as a sign of the emerging "altseason," where major players diversify their portfolios beyond BTC in search of higher returns. Products based on Solana and XRP have also gained popularity, attracting ... ... ready for institutional acceptance. The increase in institutional interest is also evident in the actions of the largest asset managers. Companies such as BlackRock and Fidelity submitted applications in July for the launch of spot Bitcoin ETFs and Ethereum ...

... precious metals and can be easily sold if necessary. Advantages: Protection against inflation and economic crises. Ease of purchase and sale. 4. Investment Funds (Mutual Funds and ETFs): Simple Diversification Investment funds allow you to invest in a portfolio of assets managed by professional managers. This is a convenient way to diversify investments and reduce risks without spending much time on independent analysis. Mutual Funds in Russia offer investments in stocks, bonds, or real estate, providing a wide selection ...